All insurance plans will provide a list of “covered” benefits. In vision care, this list could include your eye exam, contact lens evaluation and fitting, frames, lenses, and lens options. This does not mean the vision plan is going to pay for these benefits. Typically, there is a contracted co-pay or deductible you will be responsible for paying before the vision plan pays their portion. It’s a lot like health insurance.
#2 – Your Vision Plan may be different from your friend’s
Vision plan companies like VSP, EyeMed, and Superior, have many policies they sell. Within your company there may be different plans for various employee categories. We will pull your benefits so we both know exactly what is covered.
#3 – Moody Eyes did not negotiate your benefits
Your vision benefits were negotiated between your HR department and the insurance company. We provide you with vision care under your policy. We will be happy to share your negotiated policy benefits with you and help you maximize them.
#4 – Your Vision Plan may not be your best value
Some vision policies have great benefits…some do not. We will help you compare our Vision Club pricing to help you get your best value.
#5 – Online Stores may NOT be “Participating Providers”
Most vision plans are designed to be used in person. Online companies often are not participating providers. This means typically you will have to pay and then file a claim with your insurance company for reimbursement. This may be at a lower rate than if you use your vision benefits with us.